You might feel that the clock is ticking for your retirement. Probably, you already have an eye for a unit in Archer Retirement Villages as you plan ahead for the future. There is nothing bad about admitting that you are getting advanced in years. When you are aware, you might be able to prepare well. When you are able to start early, you are getting yourself a more secured retirement plan. You have all the time in the world to enjoy yourself while you are still young. Then again, time might catch up on you. We know that we face many challenges as we face. And we do not want to think about ourselves only, if we have a spouse, we may want to consider his decisions too about the retirement plan. Another thing is that you might have a significant age gap that you might need to plan it well so that you can determine whose taking care of who. Another side of the story, you do not have all your money solely dedicated to retirement. You have to think about other things too especially if you have children. This is where all the arguments enter. You might not able to make a good decision because you have so many factors to consider before settling to a single plan. That is why you have to keep a good communication between you and your spouse. You have to be able to talk things out together and come out as peaceful and organized without hurting each other.